RS PAY MERCHANT
Loading Merchant Console...

Integration Documentation

Portal / Integration Documentation
API: Online

RS Pay Full-Stack Payment Integration Guide

Complete API documentation for Collections (PayIn) and Automated Disbursements (PayOut)

PayIn Gateway (Collection)

Accept payments via UPI QR, Intent, NetBanking and Cards. Initiate orders from your server to receive immediate checkout URLs.

PayOut Gateway (Disbursement)

Automate withdrawals and settlements directly to user Bank accounts (IMPS), UPI VPAs, and TRC-20 USDT wallets programmatically.

API Authentication

Your Merchant ID and dedicated Secret Keys can be retrieved anytime from the Merchant Details page.

POST

1. PayIn Gateway API (Collection)

Endpoint: https://api.rspay.quest/v1/create

Request Parameters

PARAMETER TYPE REQUIRED DESCRIPTION
merchant_id String YES Merchant ID assigned by the platform
api_key String YES Merchant Communication API Key (PayIn Secret Key)
order_no String YES Merchant system unique order ID (e.g. "ORDER_17000001")
amount String / Float YES Transaction amount in INR (e.g. "500")
callback_url String YES Asynchronous callback notification URL for payment confirmation 


    
    
PayIn Gateway Response (JSON)

    
{
  "status": "success",
  "order_id": "ORD5D31450772",
  "payment_url": "https://api.rspay.quest/payment?token=a972829c9e756e79609723efff9e520b",
  "checkout_url": "https://checkout.rspay.quest/checkout?order_id=ORD5D31450772"
}
    


    
    

      
PayIn Asynchronous Webhook Callback (IPN)

      

        When payment is settled by the customer, RS Pay notifies your callback_url via HTTP POST with the following payload:
      

      
{
  "code": 1,
  "msg": "success",
  "order_no": "PAYIN_1700000000",
  "platform_order_no": "ORD5D31450772",
  "amount": "500.00",
  "status": "success",
  "utr": "425182910293",
  "timestamp": 1700000010
}
      

      

        Your server MUST respond with HTTP status 200 and body SUCCESS or OK to acknowledge receipt.
      

    

  


  
  
  
  

    

      

        

          POST
          
2. PayOut Gateway API (Disbursement)

        

        
Endpoint: https://api.rspay.quest/v1/payout

      

    


    
    
Request Parameters

    

      

        
          

            PARAMETER
            TYPE
            REQUIRED
            DESCRIPTION
          

        
        
          

            merchant_id
            String
            YES
            Merchant ID assigned by the platform
          

          

            api_key
            String
            YES
            Merchant PayOut Secret Key
          

          

            amount
            String / Float
            YES
            Payout disbursement amount in INR
          

          

            method
            String
            YES
            Disbursement channel: bank, upi, or usdt
          

          

            account
            String
            YES
            Bank account number, UPI ID (VPA), or USDT TRC-20 wallet address
          

          

            account_holder
            String
            Optional / Bank
            Beneficiary account holder name (required for Bank transfers)
          

          

            bank_name
            String
            Optional / Bank
            Recipient bank name (e.g. "HDFC Bank")
          

          

            ifsc
            String
            Optional / Bank
            11-character Indian Financial System Code (required for Bank transfers)
          

        
      

    


    
    

      

        
        
        
      

      
    


    


    
    
PayOut Gateway Response (JSON)

    
{
  "status": "success",
  "payout_id": "PAY8E2C91B47",
  "amount": 2000,
  "payout_status": "pending"
}
    


    
    

      

        GET
        
Query PayOut Order Status

      

      

        Check current payout processing state via GET /api/v1/payout/{payout_id}:
      

      
{
  "status": "success",
  "payout": {
    "id": "PAY8E2C91B47",
    "merchant_id": "100000001",
    "amount": 2000,
    "method": "bank",
    "status": "settled",
    "created_at": "2026-09-09T05:00:00Z"
  }
}
      

    

  






    

  


  
  

  
  

  
  

    
    

      Notification